Many first time buyers in Sioux Falls assume they do not qualify for assistance, and most of them are wrong. Jeff Buum at Fairway Heartland breaks down what is actually available in South Dakota and how to access it.

Most buyers in Sioux Falls focus on the wrong things first. Jeff Buum at Fairway Heartland breaks down what actually matters before you buy, from credit scores to down payments to pre-approval.

Your credit score is one of the most important factors in qualifying for a mortgage — but many buyers are surprised to find they qualify sooner than expected. Here is a complete breakdown of credit score requirements for every loan program available in Sioux Falls and Southeast South Dakota.

Getting pre-approved for a mortgage is the single most important first step you can take as a homebuyer in Sioux Falls. Learn exactly what you need, how the process works, and why a Fairway Advantage Pre-Approval gives you a competitive edge in the Sioux Empire market.