Sioux Falls Mortgage Lender | Fairway Heartland
Jeff Buum - Sioux Falls Mortgage Lender
Born and Raised in the Sioux Empire
Jeff Buum is a Loan Officer at Fairway Heartland in Sioux Falls, South Dakota, and one of the most experienced mortgage professionals in the Sioux Empire. With more than 20 years of experience in mortgage origination, real estate, and lending leadership, Jeff has built a career defined by integrity, education, and genuine commitment to the people he serves.
Born and raised in the Sioux Falls area, Jeff is proud to still call South Dakota home. As a husband and father, his greatest motivation is showing his sons what's possible, and that same drive fuels everything he does for his clients every day.
Jeff's Background
Jeff began his career in auto sales and financing before moving into mortgage lending in 2005. From his first year in the industry, he focused on building a reputation as a lender who educates first and sells second, a philosophy that has defined his approach ever since.
Over the course of his career, Jeff has been involved in thousands of real estate transactions spanning first-time homebuyers, move-up purchases, refinancing, debt consolidation, cash-out refinancing, fast closings, relocation financing, and virtually every loan program available, including Conventional, FHA, VA, USDA Rural Development, and Jumbo.
Beyond originating loans, Jeff has built and led mortgage and real estate teams, developed other professionals in the industry, and contributed to the growth and leadership of Fairway Heartland across Southeast South Dakota.
Jeff's Approach
Jeff describes himself as an educator first. Rather than pushing clients toward a quick decision, he takes the time to explain every option, build a clear picture of the path ahead, and ensure every client moves forward with confidence and full understanding.
As a visual learner himself, Jeff creates the kind of clear, transparent, and stress-free experience he would want for his own family. That means custom explanations, honest answers, and a team that stays responsive from the first conversation through closing day.
Loan Programs Jeff Specializes In
VA Home Loans for South Dakota veterans and active duty military
FHA Home Loans for first-time and low-to-moderate income buyers
Conventional Home Loans for qualified buyers with established credit
USDA Home Loans for eligible rural and suburban buyers
Cash-Out Refinancing for homeowners looking to tap equity
Non-Conforming Home Loans for self-employed and non-traditional borrowers
Areas Served
Jeff Buum serves homebuyers throughout the Sioux Falls metro and across Southeast South Dakota, including Sioux Falls, Harrisburg, Tea, Brandon, Crooks, Hartford, Dell Rapids, and surrounding communities. Jeff is also licensed to originate loans statewide across South Dakota.
Credentials & Licensing
NMLS #400290
Licensed Mortgage Loan Officer, State of South Dakota
Loan Officer, Fairway Independent Mortgage Corporation
Fairway Heartland, 7615 S. Kenton Lane, Suite 110, Sioux Falls, SD 57108
Powered by Fairway Home Mortgage NMLS #2289
What Clients Say About Jeff
"Knowledgeable, experienced, and straight to the point, which we really appreciated going through the process. Thank you Jeff!" — Bobby T.
"We've used Jeff for 2 different properties, by far the best experience we could ask for!" — Jeff M.
"I have worked with Jeff on several home purchases. He has the demeanor and the patience to walk you through the process whether you are a first time homebuyer or you've purchased several homes. He is my trusted go to guy." — Brad P.
Ready to Work With Jeff?
Whether you are buying your first home, relocating to the Sioux Falls area, refinancing an existing mortgage, or growing your real estate portfolio, Jeff Buum is ready to help you move forward with confidence.
Schedule a Consultation With Jeff Today
Jeff Buum | Loan Officer | Fairway Heartland | NMLS #400290 Fairway Home Mortgage NMLS #2289 | 7615 S. Kenton Lane, Suite 110, Sioux Falls, SD 57108 (605) 321-7303 | jeff.buum@fairwaymc.com