Many first time buyers in Sioux Falls assume they do not qualify for assistance, and most of them are wrong. Jeff Buum at Fairway Heartland breaks down what is actually available in South Dakota and how to access it.

First-time homebuyers in Sioux Falls and across South Dakota have access to programs that can make homeownership more affordable than you might expect. This complete guide covers SDHDA down payment assistance, below-market interest rates, and how to combine state programs with your loan of choice.