Used as a coordinated element of a retirement income strategy — not a last resort — a reverse mortgage can support Social Security timing, portfolio longevity, and long-term care planning for South Dakotans.

"How much would I actually get?" is usually the first question. Here is exactly what determines your HECM loan amount in South Dakota, with illustrative examples for local home values.

A reverse mortgage is a powerful retirement tool, but it isn't right for everyone. Here is the same honest assessment Jeff Buum gives South Dakota homeowners in person, including when to say no.

No mortgage product carries more misinformation than the reverse mortgage. Here are the 12 myths South Dakota families believe most often, and the honest truth about each one.

Both a reverse mortgage and a home equity loan let you borrow against your home, but they work very differently. Here is a side-by-side comparison for South Dakota homeowners 62 and older.

Most people think of a reverse mortgage as something you do with a home you already own. The HECM for Purchase lets South Dakota buyers 62+ buy a new home with no monthly mortgage payment. Here is how it works.